Mortgage application checklist for entrepreneurs
Tick off what you have and see at a glance what is still missing. Your progress is saved automatically in your browser.
Which documents do you need?
The checklist below helps you gather all the required documents in a clear overview. Tick off what you have, so you know exactly what is still missing.
We prepare your income statement ourselves — that way years with fluctuating profit also count towards your maximum mortgage.
Need an own contribution? As a DGA you can sometimes distribute dividend for the down payment. Ask us about the tax options.
The application process in 6 steps
From introductory meeting to handover of the keys — this is how it works at De Ondernemershypotheek.
This is how we arrange your mortgage as a DGA or entrepreneur
A DGA mortgage is not a standard file. We analyse your figures ourselves, up front, look beyond the three-year average and know at which lender your situation is possible. From pension provision to assets in the BV, from business valuation on sale to an annuity: we advise on every aspect.
Would you like this explanation and a personal roadmap by email? Leave your details below and one of our advisors will send you a tailored overview.
You will receive the overview within one business day. No obligations.
- 1Get to know us, no obligation
We discuss your situation, housing ambitions and business structure. By phone or at our office in Den Haag.
- 2Analyse the figures
We review the annual accounts, BV structure and pension provision, and determine which elements are best to substantiate.
- 3Match the lender
We know per bank which acceptance criteria apply. Not every lender gives equal weight to assets in the BV or an upward profit trend.
- 4Build a strong file
We write a well-substantiated case and send it directly to the right contact person, not via a general assessor.
- 5Offer & approval
Once the bank gives its approval, we discuss the offer and arrange the binding proposal.
- 6Notary & transfer
We continue to guide you up to and including signing at the notary.
Wat klanten en adviseurs zeggen
Together we build a strong file for your financing needs. That way we arrive well prepared at the table with the lenders.
We look beyond the standard criteria. For every entrepreneur we look for the story behind the numbers and which lender is the right fit.
Owner-occupied home
Calculate and arrange your mortgage as an entrepreneur, DGA or self-employed professional together with our experts.
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Commercial property
A commercial property is essential for your business. Together we arrange the right financing.
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Buy-to-let property
Investing in real estate? We help you arrange the financing and map out the returns.
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