What do you need for a mortgage application?

What do you need for a mortgage application?

As an entrepreneur, director-major shareholder (DGA) or self-employed professional, you need various documents for a mortgage application via De Ondernemershypotheek. We are happy to list them for you, so that you can get started well prepared:

• A copy of your passport/identity card
• Annual accounts for the past three years
• Income tax returns for the past three years
• Tax assessments for the past three years
• Purchase and construction agreement
• Valuation report
• Overview of debts and obligations (such as alimony)

Specific situations for entrepreneurs with less than three years of experience

Have you been active as an entrepreneur or self-employed professional for less than three years? In that case we ask for additional proof of income. Exactly which documents are required depends on the requirements of the lender. Consider, for example:

• An overview of accrued pension rights (available at mijnpensioenoverzicht.nl)
• Recent bank statements of current and savings accounts or investment accounts
• Chamber of Commerce extract
• NWWI-validated valuation report
• Overview of the current mortgage loan
• Business plan or other documents that underline your capabilities
• Overview of debts and obligations (such as alimony)
• Overview of other sources of income (benefits, rental income)
• Forecast of future income

Make an appointment for personal advice

Are you ready to take the next step towards applying for a mortgage? Or would you like an accurate calculation of what you can borrow? Then fill in our contact form, and one of our specialised advisers will quickly get in touch with you for a personal conversation. Together we make sure that your mortgage application runs smoothly and successfully.