Mortgage for your commercial property

Have your eye on a commercial property? Our team of experienced advisors guides you through every step of the financing.

Discover your options for financing a commercial property

There is a lot involved in buying a commercial property, especially when you are an entrepreneur. Whether you are a starting entrepreneur, a DGA (director-major shareholder) or an established self-employed professional, a commercial property can be a valuable investment. At deondernemershypotheek.nl we help you find the best financing options that match your business needs and ambitions.

We look beyond the figures alone. With more than 25 years of experience, we know exactly which lenders say 'Yes' to entrepreneurs who want to finance a commercial property.

Approach

How does it work?

Calculating the maximum financing

With our tool we calculate precisely how much you can borrow to purchase a commercial property. We take the value of the property, the business results and the company's future prospects into account.

Income and business results

Financing providers look at your current business results and their stability. The profitability, revenue growth and overall financial health of your business play a crucial role.

Different financing types

With us you will find various financing options for commercial properties, such as commercial mortgages and investment loans. Together we determine which form best suits your situation.

Real estate as an investment

A commercial property can be a valuable asset for your business. We help you analyse the risks and benefits, so you can make a well-considered decision.

Documents and preparation

Good preparation is essential for a successful financing application. We guide you in gathering the required documents such as annual figures, bank statements and a business plan.

No-obligation introduction ➜

Have your mortgage calculated

Financing a commercial property calls for a tailored approach. Enter your details and we will make a calculation to measure.

We analyse your figures ourselves up front
We know the policy of every lender
Room to discuss non-standard cases
No obligation and a response within 24 hours

Your details stay safe.
We only use them for your application.

Frequently asked questions

What forms of commercial property financing are there?+

Various forms of commercial property financing are available, including commercial mortgages, investment loans, sale-and-leaseback arrangements and bridging loans. The best choice depends on your business situation, the type of property and your financial objectives. Our advisers are happy to help you find the optimal form of financing.

How much of my own money do I need for a commercial property?+

Usually a personal contribution of 10-30% of the purchase price is required. The exact percentage depends on the type of property, the location, your business results and the chosen lender. In some cases the personal contribution can be lower, for example when the property has a high market value or when your business shows very strong results.

Can I also rent out part of my commercial property?+

Yes, partial rental can even contribute positively to your financing application. The rental income can be included in the calculation of your financing options, which may allow you to borrow a higher amount. However, it is important to draw up sound rental agreements in advance and to take any vacancy risks into account.

Ervaringen

Wat klanten en adviseurs zeggen

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Together we build a strong file for your financing needs. That way we arrive well prepared at the table with the lenders.

Linda Wijkens

Mortgage advisor

“

We look beyond the standard criteria. For every entrepreneur we look for the story behind the numbers and which lender is the right fit.

Kees van der Meij

Mortgage advisor

“

The team quickly spotted every option, which made the application as an entrepreneur run remarkably smoothly and fast. Communication is easy and approachable, and updates are passed on right away.

Pieter

Client · via Google

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Our services

Information & tools

Knowledge base

Financing a commercial property?

Get in touch and we will calculate your options for financing a commercial property.

Contact ➜