Buying a buy-to-let property as an entrepreneur

Investing in real estate? De Ondernemershypotheek makes it possible. Discover the financing options that suit your situation.

Discover the options for buying buy-to-let properties

Buy-to-let properties can be an attractive investment for entrepreneurs, DGAs (directors-major shareholders) and self-employed professionals. They not only offer a stable source of income, but can also generate long-term appreciation in value.

At deondernemershypotheek.nl we help find the right financing for buy-to-let properties, tailored to your specific situation and goals.

Approach

How does it work?

Calculating the maximum financing

With our comprehensive calculation tool we map out how much you can borrow to buy buy-to-let properties. We take factors such as the expected rental yield, the value of the property and your financial position into account.

Income and investment profile

Financing providers look not only at your current income, but also at your investment profile and the return you expect to achieve. Your experience with real estate and financial health play an important role.

Different financing types

Various financing options are available for buy-to-let properties, such as real estate mortgages and investment loans. Together we determine which form best suits your situation and investment strategy.

Real estate as an investment

Investing in real estate can be an excellent way to grow your wealth. We help analyse the risks and opportunities, so you can make a well-considered decision.

Documents and preparation

Good preparation is essential for a successful financing application. We guide you in gathering the required documents such as annual figures, bank statements and information about the desired property.

No-obligation introduction ➜

Have your mortgage calculated

Financing a buy-to-let property calls for a tailored approach. Enter your details and we will make a calculation to measure.

We analyse your figures ourselves up front
We know the policy of every lender
Also for property financed privately or via a BV
No obligation and a response within 24 hours

Your details stay safe.
We only use them for your application.

Frequently asked questions

What is a buy-to-let property mortgage?+

Financing specifically for real estate as an investment. Unlike a regular mortgage, the assessment looks at the expected rental yield, the value development and your position as an entrepreneur or director-major shareholder (DGA). We help you find the right form of financing that suits your investment strategy.

How much return can I expect?+

This depends on the location, rental price and value development. On average, gross rental yields lie between 4% and 8%. The net return depends on financing costs, maintenance and the tax burden. Our advisers help you make a realistic return calculation.

Which tax benefits are there with a buy-to-let property?+

Box 3 rules, the mortgage interest deduction situation and possible benefits via a private limited company (BV) structure. The tax treatment depends on whether you invest privately or through your business. We advise you on the optimal structure and work together with tax specialists to minimise your tax burden.

Ervaringen

Wat klanten en adviseurs zeggen

“

Together we build a strong file for your financing needs. That way we arrive well prepared at the table with the lenders.

Linda Wijkens

Mortgage advisor

“

We look beyond the standard criteria. For every entrepreneur we look for the story behind the numbers and which lender is the right fit.

Kees van der Meij

Mortgage advisor

“

The team quickly spotted every option, which made the application as an entrepreneur run remarkably smoothly and fast. Communication is easy and approachable, and updates are passed on right away.

Pieter

Client · via Google

Owner-occupied home

Calculate and arrange your mortgage as an entrepreneur, DGA or self-employed professional together with our experts.

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Commercial property

A commercial property is essential to your business. Together we arrange the right financing.

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Buy-to-let property

Investing in real estate? We help you with the financing and mapping out the return.

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Our services

Information & tools

Knowledge base

Financing a buy-to-let property?

Get in touch and we will help you with the right financing for your real estate investment.

Contact ➜